Archive for December 2017

Market Insights – One for the History Books

  Government debt sales are set to more than double in 2018, lifting net issuance to $1.3 trillion, the most since 2010, according to JPMorgan Chase & Co. estimates. With the Federal Reserve shrinking its bond holdings and deficits poised to swell even before considering the tax overhaul, all signs point to higher financing costs.…

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How Much Is An Annuity Going To Cost Me?

It’s the question you’ve probably been asking yourself since you learned about annuities: What Is An Annuity Going To Cost Me? You should know that all financial products have fees. It’s like when you buy a home or a car. The price you pay isn’t just for the house or car itself; it also covers…

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Different Types Of Annuities

In my last blog, I mentioned the different types of annuities. The fact is, you have several choices when it comes to annuities, allowing you to pick the one (if any) that is suitable for your retirement income strategy. Let’s break them down a bit further. Fixed annuities: What is it? Fixed annuities provide a…

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What Is An Annuity?

Chances are, you’ve heard a lot about annuities, but let’s cut through the hearsay and get to the facts. At Lake Point Advisory Group, we work with families every day to help build their retirement income strategies and are well-versed in the ins and outs of insurance products, like annuities. Here are the answers to…

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Countdown-To-Retirement

Before you walk out of work with your final paycheck, it helps to get prepared for what awaits you in retirement with these first two tasks from our “countdown-to-retirement” checklist: Task #1: Determine your vision for retirement. This is an important step to making sure the next chapter of your life is both enjoyable and…

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Avoid These Retirement Mistakes!

We all hope to live a long and healthy life, but if you want help to ensure a healthy retirement income strategy you’ll need to account for health care expenses you may face in the future. Too often, people neglect to think through challenges they may face as they age when they’re preparing a retirement…

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Don’t Make These Retirement Mistakes

It’s easy to get overwhelmed just thinking about preparing for retirement. With so many variables to consider, it’s hard to know what you should do about developing a strategy for retirement income. If you’re having trouble wrapping your hands around what you should do, you might want to begin by focusing on what you shouldn’t…

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Market Insights – Market Reaction to High Employment for November

Employers added 228,000 jobs in November, 221,000 of them in the private sector. Both are nicely above their averages over the last six months, 164,000 headline and 162,000 private. Almost all the major sectors and subsectors were positive. Mining and logging was up 7,000 (slightly above the average for the last year); construction, 24,000 (well…

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Make Sure You’re Ready To Retire

Americans are living longer than ever before. That’s great news, right? Unfortunately, it also means your retirement savings have to last longer than you might have originally thought. Preparing for a retirement that could last 20, 30, even 40 years, may require you to think differently about how you approach retirement and generating income in…

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What Will Your Retirement Look Like

Do you know how far your savings and 401(k) will take you in retirement? Do you know what you want your retirement to look like? Have you thought about how or if you’ll be able to reconcile the two? If you answered no to any of those questions, you may benefit from our personalized retirement…

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