A promising way to jumpstart the U.S. economy is by helping more entrepreneurs establish their own businesses. The 30.2 million U.S. small businesses represent 99.9 percent of all businesses in this country. They employ nearly half (47.5 percent) of America’s total workforce. If you need further proof that small businesses can provide an economic boost,…

Read More

Many people are working past traditional retirement age to accumulate more money for a potentially longer retirement than in previous generations. In 2018, almost 20 percent of Americans age 65 and older were employed or actively looking for work. While there may be positive benefits for older workers, the research is mixed on how this…

Read More

Whether you change jobs or retire, a 401(k) plan is a terrible thing to waste. In fact, what you do with a 401(k) should be part of a larger plan for your financial future. As a general rule, you have four options. Option One: Leave Your Money in the 401(k) Many employer plans allow former…

Read More

The Social Security Administration issues about 5.5 million new cards each year. Social Security numbers go out of use when their owners pass away and are never reused. Also, the first three digits of the Social Security number reflect the application location for your first card. Here’s another interesting tidbit: You can apply to have…

Read More

There is one predominant reason why retirement portfolio design must be approached differently today than in previous years: There is an infant alive in this world, right now, who is expected to reach age 200. That’s the prediction from demographers researching life expectancy trends, according to Olivia Mitchell, a business economics and public policy professor…

Read More