Tax Burden Shifts In Divorces

By Marketing | Aug 20, 2018

The Tax Cuts and Jobs Act (TCJA) featured an important provision for divorcing couples to consider. For divorces executed after Dec. 31, 2018, alimony will no longer qualify as a tax-deductible expense, while alimony payments will be tax-free to recipients. In other words, the tax burden on that income will shift from the receiver to…

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Can You afford to have fun in retirement?

By Marketing | Jul 28, 2018

When we talk about planning for retirement, we’re usually referring to financial objectives and income strategies. These things are important, but they’re not the only ways to adequately prepare for retirement. In addition to creating an income strategy, consider developing a specific plan for what you want to do — day in and day out…

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The Psychology Of Economics

By Marketing | Jul 26, 2018

Countries with a longstanding track record of economic stability and security tend to have the happiest citizens, reports journalist Dan Buettner, who has studied what makes people happy. Education and health care are two primary reasons why, combining to create an upwardly mobile life cycle. Mothers with higher education levels tend to have fewer children,…

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Various Types of “Economies”

By Marketing | Jul 23, 2018

As recently as five years ago, few people had heard of emerging businesses like Airbnb and Uber that allow proprietors to share their personal residences and cars to generate income. This business model is now commonly referred to as the “sharing economy.” However, just as capitalism morphs, so does the concept of sharing. For example,…

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Why Work When You Can Retire?

By Marketing | Jul 20, 2018

Two common financial reasons Americans work beyond retirement age are high debt and the concern of running out of money. Home loans with low down payments and large mortgages have led to a generation with higher pre-retirement debt levels than ever before. Nearly half of people between the ages of 62 and 66 keep working…

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For Some Retirees, Home Is Where The Debt Is

By Marketing | Jul 18, 2018

Today’s pre-retirees and retirees tend to have far more debt than those in years past. In addition to factors like credit card payments and medical expenses, this generation is seeing the effects of higher home prices and easily obtained low down-payment mortgages in the early 2000s. Between 2003 and 2016, Americans 60 and older nearly…

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What Higher Interest Rates Could Mean for You

By Marketing | Jul 16, 2018

Unemployment is at its lowest level in years. Many Americans are seeing a bump in their paychecks due to the new tax law, and the stock market is remaining resilient in the bullish market. What could go wrong? Inflation, for one, which is why the Federal Reserve has been raising interest rates. As part of…

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Family Business Considerations

By Marketing | Jul 13, 2018

Family businesses that manage to survive generation after generation leave not only a family legacy, but also the potential for tremendous wealth. For example, Arkansas-based Walmart is presently the largest business in the world in terms of revenue, earning more than $485 billion in 2017. In 1992, founder Sam Walton passed away and left his…

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Retirement Investing

By Marketing | Jul 10, 2018

Retirement planning looks much different than it did a century ago. With lifespans and retirements lasting longer, it’s not just about planning for a financial future; we must also create a post-career strategy that takes into account emotional, intellectual and quality of life challenges during later years. After all, we don’t just stop enjoying life…

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