Investing In Europe

It’s often said that when one asset class falters, others are likely rising. To some extent, this may be occurring with U.S. equities. The stock market correction that started in February amid fears of rising inflation has continued through March with the threat of a global trade war. According to Bank of America Merrill Lynch,…

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A Look At How America Ranks

In his first year in office, President Trump has promoted his “America first” philosophy. This new focus, with its trade protectionism and tough stance on immigration, has somewhat changed the U.S. narrative on a world scale. Considering this new emphasis on America first, perhaps it’s worth looking at how the U.S. ranks on the world…

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Investment Themes For This Year

In the investment community, all eyes are on inflation this year. Economic analysts at Merrill Lynch anticipate further tightening in the labor market, to the tune of 3.9 percent unemployment by the end of 2018. Along with the tightened labor situation, they also expect personal consumption expenditure (PCE) inflation rising to 1.8 percent by year…

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Mitigating Risk Goes Beyond Asset Allocations

What do Harvey Weinstein, “America First” policies and asset allocation have in common? Quite a bit, it turns out, when it comes to evaluating the various risk factors that can affect an investment or portfolio. Anyone who’s ever taken a hot minute to observe the market or talk shop about the economy must realize any…

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Balancing Investor Euphoria With Market Reality

Many social media users share nearly all aspects of their lives, from photos of cute kids and pets to their political views. And now, we even are seeing posts from exuberant investors bragging about their investment returns. For example, consider this social media post: “I strive to become a 401(k) millionaire someday, and this week,…

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Insights Into Cyber Crime

Although it’s taken a back seat to domestic concerns over the past year, cybercrime is still on the rise. Attacks such as “Wannacry” shut down health care systems and businesses across the globe in 2017, and the World Economic Forum estimates cybercrimes cost the global economy about $445 billion a year. It is a unifying…

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Financial Strategies in 2018

One philosophy of investing, as opined by Warren Buffett, is to be “fearful when others are greedy and greedy when others are fearful. ”The nation’s eight-year bull market, however, has tested that philosophy. Most market analysts would agree that it was more important to be in the market and taking advantage of gains than to…

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The New Tax Law: Things to Consider

Who will be affected by the new tax legislation that went into effect Jan. 1? That is a question many are asking. While “everyone” is likely to see some changes, here’s an idea of how many people fell into each income group. In 2015:   About 1.4 million Americans accounted for the top 1% of…

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Ways to Avoid Financial Scams

According to a recent survey, about two-thirds of adult stage 70 and older fall for online scammers. Here are some tips to remember about some of the latest frauds: Medicare does not employ “sales representatives.” Apple and Microsoft do not sell virus protection software for your computer. There is no African prince from Nigeria who…

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Evolution of the 401(k)

When employer-sponsored 401(k) plans were introduced in the 1980’s, an unexpected consequence occurred: Pensions stopped being the norm. One reason is that companies found 401(k) plans less expensive than traditional defined benefit plans. At the time, 401(k) plans were touted as an opportunity for greater earnings and a richer retirement lifestyle. While it’s true that…

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